In addition to an agent, look on the internet or drive around in a neighborhood you like and write down the addresses of the houses for sale that you like.

Try to fix any credit problems a month or two in advance since you will probably need a mortgage.

Keep in mind that mortgage interest and real estate taxes will be deductible. An agent can give you more details on other tax benefits and liabilities.

Keep in mind that homeowners insurance is mandatory when closing the house, try to make arrangements in advance to get it taken care of.

Try to keep your monthly mortgage rate at 28 percent or lower of your gross monthly income. This will help to ensure that your payments wont be overbearing.